Best 2 Insurance App

1. HBF Health
Managing your health cover has never been easier with the HBF App. Send a claim in a ‘snap’, keep on top of your extras limits, keep up to date with important documents and update your details on the go. It’s your policy in your pocket. We’ve redesigned our app to make it simpler and easier to manage your health cover on the go. Plus, we’ve added some new features including:

• Set up your HBF Digital Card
• View your claims history
• View your documents
• Manage your personal details

When you log in for the first time you will be asked for your HBF member number and password (your log-in details for myHBF). You’ll then be prompted to set up a PIN, Touch ID or Face ID for quick, secure access the next time you log in.

2. Lemonade Insurance

Lemonade offers renters, homeowners, condo, car, pet health, and term life insurance powered by tech and driven by social good with instant everything. We use bots instead of brokers. No paperwork, no hassle! Get an insurance quote in minutes. File claims from your phone – anytime, anywhere.


  • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life.
  • Financial rating of “A” exceptional
  • Reinsured by the most trusted names on the planet
  • Super fast and easy to use


  • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents – get a policy with the Lemonade app whenever and wherever you are.
  • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products
  • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions.
  • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.


  • Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone.
  • Instant Claims: Seamlessly file claims from your phone – anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you’ll get paid in 3 secs.
  • Adjustable coverage: For your home, car, pets, personal property, liability, and more. Get your stuff covered whether it’s at your home, or on the go.


  • Get questions answered by our team online or over the phone.
  • Download and share proof of property and home insurance on your mobile phone.
  • Adjust and update your policy for your home insurance coverage whenever and wherever.
  • Protect your favorite items, at home and away.

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